Lem wrote in :

Am I being too complacent?

Like others said .. depends.
I know ONE person whose system was destroyed by lightning.

Here's a secret .. well I worked it out myself so could be wrong but...

Instead of buying an expensive one, just buy the small cube thingy (like
the old two-ways) and then run a multi socket extension from it. Last I
looked they were less that 15 quid with a phone/modem socket whassname..

--
Lordy